German Stocks Fall; BMW, Hochtief Shares Drop as Deutsche Boerse Advances : hypo venture capital zurich switzerland

German stocks retreated, led by declining automakers, after another earthquake struck Japan, shaking buildings in Tokyo.
Daimler AG (DAI) and Bayerische Motoren Werke AG (BMW), the world’s largest makers of luxury cars, dropped more than 2 percent as Credit Suisse Group AG downgraded the industry. Hochtief AG (HOT) plunged 9.5 percent as the builder said profit may fall about 50 percent this year. Deutsche Boerse AG (DB1) rose 0.9 percent after the NYSE Euronext board unanimously rejected a rival approach from Nasdaq OMX Group Inc. and IntercontinentalExchange Inc.
The benchmark DAX Index (DAX) slipped 0.2 percent to 7,204.86 at the 5:30 p.m. close in Frankfurt, retreated from a one-month high. The gauge has climbed 11 percent from this year’s low on March 16 as investors speculated that the global economic recovery will withstand Japan’s March 11 quake, the biggest on record, and popular revolts in the Middle East and north Africa. The broader HDAX Index (HDAX) dropped 0.3 percent today.
“The DAX is trading lower after Credit Suisse turned more cautious on automakers and downgraded Daimler, which also impacted the performance of BMW and Volkswagen,” said Anita Paluch, a sales trader at ETX Capital in London. “The lurking nervousness has come however to the fore as fresh news emerged about another earthquake hitting Japan, causing markets to react negatively.”

Japan Quake

The DAX earlier slid as much as 0.8 percent after a 6.6- magnitude earthquake hit Japan about 60 kilometers (37 miles) from Tokyo Electric Power Co.’s stricken nuclear power plant, prompting a tsunami warning and shaking buildings in the country’s capital.
The quake struck at 5:16 p.m. local time 38 kilometers west of Iwaki and 163 kilometers from Tokyo at a depth of 10 kilometers, according to the U.S. Geological Survey. USGS revised the magnitude down from 7.1 earlier.
Daimler slumped 2.7 percent to 50.65 euros as Credit Suisse Group AG downgraded the stock to “neutral” from “outperform.” BMW slid 2.5 percent to 57.10 euros, while Volkswagen AG, Europe’s largest carmaker, declined 1.4 percent to 110.45 euros.
Credit Suisse also downgraded auto-industry shares to “benchmark,” saying it’s cautious on stocks that are more reliant on economic growth. The China Association of Automobile Manufacturers said sales may grow at a slower pace than previously forecast this year.
Hochtief tumbled 9.5 percent to 62.26 euros, the biggest drop in two years, after its Australian unit predicted a loss and announced a A$757 million ($800 million) stock sale. Germany’s largest listed builder said it will take up its full allotment in Leighton Holdings Ltd.’s share sale.
Deutsche Boerse Rises
Deutsche Boerse gained 0.9 percent to 54.93 euros, the highest price in a month. NYSE Euronext yesterday reaffirmed its $9.67 billion agreement with Deutsche Boerse for the Frankfurt- based exchange to buy the operator of the New York Stock Exchange. NYSE said Deutsche Boerse’s offer will create more value and has a greater likelihood of winning regulatory approval.
Deutsche Boerse doesn’t plan to raise its offer for NYSE Euronext, according to three people familiar with the matter. The Frankfurt-based exchange operator is confident it can close the transaction in the fourth quarter, said the people, who declined to be identified because talks are confidential.

Sree Rayalaseema Hi-Strength Hypo drops ex-dividend; hypo venture capital zurich switzerland

Capital Market / 15:23 , Mar 28, 2011 Sree Rayalaseema Hi-Strength Hypo declined 3.02% to Rs. 46.50 at 15:21 IST on BSE, after the stock turned ex-dividend today, 28 March 2011, for an interim dividend of Rs. 1.50 per share for the year ending March 2011.

Meanwhile, the BSE Sensex was up 144.09 points, or 0.77%, to 18,959.73. On BSE, 5,743 shares were traded in the counter as against average daily volume of 5,543 shares over the past one quarter. The stock hit a high of Rs. 49.50 and a low of Rs. 46.15 so far during the day. The stock had hit a record high of Rs. 73.95 on 28 December 2010 and a 52-week low of Rs. 29.80 on 7 May 2010. The small-cap stock had outperformed the market over the past one month till 25 March 2011, gaining 16.38% compared with the Sensex's return of 6.30%. The stock had underperformed the market in past one quarter, falling 29.07% as against Sensex's decline of 6.27%. The company has an equity capital of Rs. 10.95 crore. Face value per share is Rs. 10. Before turning ex-dividend, the stock offered a dividend yield of 3.13% based on the closing price of Rs. 47.95 on Friday, 25 March 2011. Sree Rayalaseema Hi-Strength Hypo's net profit soared 83.9% to Rs. 3.77 crore on 72.8% jump in net sales to Rs. 51.07 crore in Q3 December 2010 over Q3 December 2009.

Reasons to Invest Offshore By Hypo Venture Capital Zurich

Here at Hypo Venture Capital Zurich, Switzerland we are committed to offering our clients access to the latest and broadest range of financial services and products on the market. We know that choosing the right strategy, the right investment and the right product is no easy task in this day and age! Whether its advice, investments or financial planning we are here to answer all your questions and facilitate all your financial needs.

Even in this day and age of enlightenment thanks to the pervasive nature of information dissemination via the internet, some people are still concerned about the legalities and legitimacy of the offshore world of finance and banking. For some reason others simply assume that onshore equates to a ‘safe haven’ for money and offshore equates to a ‘risky tax haven.’

Well, you and I know that that is simply not the case! However, even though it is now clearer to more people that the offshore world holds many potential taxation benefits, there are still questions to be answered about why one should invest offshore and in this article we explore the benefits.

First things first…here’s another myth I wish to dispel – some people say that offshore investments and bank accounts are more lightly regulated than their entity-type-counterparts onshore…now, that’s not necessarily true!

Yes, certain jurisdictions give fund managers, bankers and investors pretty much free rein so that the rewards and risks are potentially far greater – but some jurisdictions are very highly regarded among financial professionals simply because of the incredibly high standards of protection they afford investors and account holders through insurance schemes and government regulation requirements for example:

The Isle of Man and the Channel Islands are examples of offshore jurisdictions where offshore investment and saving policy or bank account holders are afforded high levels of protection. Just taking the Isle of Man – it offers policyholder protection schemes, it also has the highest financial services rating issued by the OECD, FATF and FSF and it has an independent Financial Services Ombudsman scheme not to mention the fact that both Standard and Poor’s and Moody’s have given the Isle of Man AAA ratings.

Hypo Venture Capital: How Much Money Is Needed for Retirement?

Most early- and mid-career workers see retirement as being far off in the distance. While retirees spend their days relaxing under swaying palms and contemplating how thankful they are to be out of the rat race for good, the reality is quite different. Today, people are retiring later and finding the need to save more money to live comfortably after retirement. No two ways about it, the longer people wait to retire, the more comfortable their lives will be.
Here at Hypo Venture Capital we are committed to offering our clients access to the latest and broadest range of financial services and products on the market. We know that choosing the right strategy, the right investment and the right product is no easy task in this day and age! Whether its advice, investments or financial planning we are here to answer all your questions and facilitate all your financial needs.

How Much Money Does a Person Need to Retire?
How much money a person needs for retirement depends on a variety of factors including desired lifestyle, location, retirement age, anticipated social security payments, and perhaps even medical needs. While some experts predict a person may need anywhere between $850,000-$1.5 million to retire comfortably, the amount is different for everyone all over the globe.
In order to determine exactly how much a person needs for retirement, numerous retirement planning and financial websites feature retirement calculators. Using a retirement calculator, the person enters information including desired retirement age, expected social security payments, current age, current annual income, and life expectancy. The results show the total amount of money needed to retire comfortably factoring in inflation.
The Bottom Line on How Much Money is Needed for Retirement
Bottom line, people should begin saving for retirement as soon as possible, preferably in their 20’s. The age of retirement varies; but if the person waits until age 70 to retire, he or she will enjoy a comfortable retirement. The amount of money needed for retirement depends on a variety of factors and is different for everyone. But with careful retirement planning and the use of a retirement calculator, people can live out their Golden Years more comfortably.
Want to know more?
Hypo Venture Capital is an independent investment advisory firm which focuses on global equities and options markets. Our analytical tools, screening techniques, rigorous research methods and committed staff provide solid information to help our clients make the best possible investment decisions. All views, comments, statements and opinions are of the authors.

Hypo Venture Capital Seizing Opportunities in Tough Economic Times

Here at Hypo Venture Capital we are committed to offering our clients access to the latest and broadest range of financial services and products on the market. We know that choosing the right strategy, the right investment and the right product is no easy task in this day and age! Whether its advice, investments or financial planning we are here to answer all your questions and facilitate all your financial needs.

Many of us have concerns about staying on track in these uncertain economic times. Mounting layoffs, plunging home values and declining stock prices all have a way of generating fear and uncertainty.
"Even though things look bad sometimes, you need to remain focused on opportunities," says Andrew Bradley, HVC’s chief investment officer. "We like to say there's opportunity in every market."
Today's investors face unprecedented challenges
2009 got off to a rough start, with the economy and financial markets still reeling from last year's credit market meltdown and resulting financial crisis. The markets traded down in a painful, correlated fashion, while economic activity plunged.
But since the end of the first quarter, signs of improvement have emerged. The equity market has enjoyed a meaningful rally since mid-March, led by the financial and consumer discretionary sectors. There is still have a long way to go before things get considerably better and before the economic picture brightens considerably but overall the worst may be behind us.
The housing market remains a major thorn in the side of economic growth. Part of the problem is too much supply relative to demand. We are starting to see housing prices fall to the point where buyers are attracted into the market and transactions are occurring.
These imbalances go beyond housing to a worldwide perspective. For example, the United States consumes too much and saves too little, whereas developed and emerging Asian countries save too much and consume too little. We should see the impact of these imbalances play out in the coming months, as countries around the world tackle the mounting challenges.
A return to growth is on the horizon
We believe economic growth may resume in the fourth quarter of 2009. That doesn't necessarily mean things are going to rocket up in the markets, but it means we're setting the stage for better times ahead.
The federal government's stimulus package along with the Federal Reserve’s extraordinary expansion of its balance sheet will begin to show results.
Although the amount of federal stimulus is record-breaking, it's been necessary to combat the significant deflationary pressures triggered by the financial crisis. Once deflation takes hold, it's extremely difficult to counteract. In an environment in which consumers and businesses expect prices to fall, they begin to defer consumption, believing they will be able to make their purchases at a cheaper price down the road. Therefore, the government is doing everything it can to ward off deflation, even as it risks promoting inflation.
Opportunity is within your reach
As troubling as recent market events have been, it's important not to get consumed by the daily ups and downs. Instead, focus on factors that promote long-term financial success.
These factors are most evident when examining the philosophy and practices of those who have achieved financial comfort — people who possess the ability to tackle any tough financial situation and the insight to capitalize on opportunity. Author and TV commentator Jean Chatzky calls this phenomenon "the difference." "Whatever the economy, these are the people who have the skills and attributes necessary to move into lasting financial comfort and wealth."
What makes a financial difference

Hypo Venture Capital Seizing Opportunities in Tough Economic Times

Here at Hypo Venture Capital we are committed to offering our clients access to the latest and broadest range of financial services and products on the market. We know that choosing the right strategy, the right investment and the right product is no easy task in this day and age! Whether its advice, investments or financial planning we are here to answer all your questions and facilitate all your financial needs.

Many of us have concerns about staying on track in these uncertain economic times. Mounting layoffs, plunging home values and declining stock prices all have a way of generating fear and uncertainty.
"Even though things look bad sometimes, you need to remain focused on opportunities," says Andrew Bradley, HVC’s chief investment officer. "We like to say there's opportunity in every market."
Today's investors face unprecedented challenges
2009 got off to a rough start, with the economy and financial markets still reeling from last year's credit market meltdown and resulting financial crisis. The markets traded down in a painful, correlated fashion, while economic activity plunged.
But since the end of the first quarter, signs of improvement have emerged. The equity market has enjoyed a meaningful rally since mid-March, led by the financial and consumer discretionary sectors. There is still have a long way to go before things get considerably better and before the economic picture brightens considerably but overall the worst may be behind us.
The housing market remains a major thorn in the side of economic growth. Part of the problem is too much supply relative to demand. We are starting to see housing prices fall to the point where buyers are attracted into the market and transactions are occurring.
These imbalances go beyond housing to a worldwide perspective. For example, the United States consumes too much and saves too little, whereas developed and emerging Asian countries save too much and consume too little. We should see the impact of these imbalances play out in the coming months, as countries around the world tackle the mounting challenges.
A return to growth is on the horizon
We believe economic growth may resume in the fourth quarter of 2009. That doesn't necessarily mean things are going to rocket up in the markets, but it means we're setting the stage for better times ahead.
The federal government's stimulus package along with the Federal Reserve’s extraordinary expansion of its balance sheet will begin to show results.
Although the amount of federal stimulus is record-breaking, it's been necessary to combat the significant deflationary pressures triggered by the financial crisis. Once deflation takes hold, it's extremely difficult to counteract. In an environment in which consumers and businesses expect prices to fall, they begin to defer consumption, believing they will be able to make their purchases at a cheaper price down the road. Therefore, the government is doing everything it can to ward off deflation, even as it risks promoting inflation.
Opportunity is within your reach
As troubling as recent market events have been, it's important not to get consumed by the daily ups and downs. Instead, focus on factors that promote long-term financial success.
These factors are most evident when examining the philosophy and practices of those who have achieved financial comfort — people who possess the ability to tackle any tough financial situation and the insight to capitalize on opportunity. Author and TV commentator Jean Chatzky calls this phenomenon "the difference." "Whatever the economy, these are the people who have the skills and attributes necessary to move into lasting financial comfort and wealth."
What makes a financial difference
Recent research on American attitudes toward money and personal finances found that financially successful people exhibit several common factors, including happiness/optimism, resilience, connectedness and habitual saving.
These are the people who know the difference.
How you can stay on track
Based on the characteristics and experiences of financially successful Americans, there are several actions and strategies to help people stay on track, focus on saving and protect loved ones during good and bad economic times.
People who have goals for the short, medium and long term, research has shown, actually achieved their goals more often than people who don't plan. "Why? Because when you’re running a race, it helps to know where you're going.
Consider rebalancing your portfolio
As far as investment strategies go, in today's environment, consider rebalancing your portfolio with an emphasis on the bond market. The bond market — particularly investment-grade bonds and high-yield credit — is very attractive versus its hi

Hypo Venture Capital Zurich, Switzerland Retirement Investing Tips

Consider Many Retirement Investment Options and Diversify Portfolio
Here at Hypo Venture Capital Zurich we are committed to offering our clients access to the latest and broadest range of financial services and products on the market. We know that choosing the right strategy, the right investment and the right product is no easy task in this day and age! Whether its advice, investments or financial planning we are here to answer all your questions and facilitate all your financial needs.
There are so many options for retirement investment planning that even the most ambitious person can feel daunted. But learning about retirement investment strategies as a young or middle-aged adult can save all kinds of financial worries later. The soundest approach to investing for retirement is to save slowly but persistently, and invest widely with as much information as possible.
The Best Approach to Retirement Investing
Every expert has a different recommendation for the best retirement investment decisions, but some advice is universal:
1.            Figure out how much retirement income will be needed. Retirement investment calculators are available online that can predict how much a given investment will be worth or how much retirement income will be needed to maintain quality of life by retirement.
2.            Start now by opening an investment retirement savings account. Even a small amount, deposited every week or every paycheck, eventually adds up to substantial savings that can be used to fund a comfortable retirement.
3.            Knowledge is power. Take every opportunity to learn about retirement investments, as well as the best investment planning in general, and invest money from the aforementioned retirement account wisely as opportunities appear.
4.            Create a diverse portfolio. Some stocks will go up while others go down. The real estate market might be booming while sales in other areas fall. The best retirement investment planning takes this into account and invests in several different options at once to ensure a solid investment portfolio that will do well, no matter what.
Retirement Investment Options
There are many retirement investment strategies available. While the best investment plan is always to diversify, with several investments, the following options are a key part of most investment strategies aimed at yielding retirement income: